⚠ PREVIEW — highlighted items are placeholders awaiting your confirmation/photos.

Frequently asked questions

The questions buyers, sellers, Realtors and lenders ask us most.

Quick answer

Omega National Title Agency is a Florida title agency with 15 offices statewide, ALTA Best Practices certified at every branch, with attorneys on staff and closings conducted in English, Spanish and Haitian Creole. The main line is (239) 448-7522.

Grouped below by who is asking. If your question is not here, send it to us or call (239) 448-7522.

Omega National Title — the short version
What we areA Florida title agency: title insurance and real estate settlement
Offices15 statewide
Main line(239) 448-7522
Emailinfo@OmegaNationalTitle.com
CertificationALTA Best Practices — every branch
LanguagesEnglish, Spanish and Haitian Creole
Remote closingsMail-away · mobile notary
PricingPromulgated premium + file-specific settlement fees
Common questions

Questions.

What does a title company do?

It searches the public record for anything attached to the property, issues title insurance against defects, and handles settlement — preparing figures, holding funds in escrow, conducting the signing, disbursing money and recording the deed.

What is the difference between an owner's policy and a lender's policy?

The lender's policy protects the lender's interest up to the loan amount and is normally required when financing. The owner's policy protects you for the purchase price, for as long as you hold an interest. See what is title insurance.

How much does title insurance cost in Florida?

Florida title insurance premiums are promulgated — set by the state and based on the policy amount, not chosen by the agency. Settlement fees vary with the file. Send us the contract and we'll come back with a figure.

Do I have to attend my closing in person?

No — Omega handles mail-away closings and can send a mobile notary to you.

Can my closing be conducted in Spanish or Haitian Creole?

Yes. Omega provides services in English, Spanish and Haitian Creole, with staff conducting the closing. See multi-lingual closings.

What do I bring to a Florida closing?

Unexpired government photo ID for every signer, your funds, proof of homeowner's insurance if financing, and entity documents if buying through an LLC or trust. See the closing process.

How do I protect myself from wire fraud?

Never accept wiring instructions or changes by email. Verify verbally on a number you already had before sending funds, and call to confirm receipt afterwards. Omega National will not email you changed wiring instructions.

What is ALTA Best Practices certification?

Every Omega National branch is ALTA Best Practices certified for compliance, ethics and security by TQS Services, and complies with CFPB and ALTA Data Call requirements. See our certification.

How long do I have to complete a 1031 exchange?

Replacement property must be identified within 45 calendar days of the relinquished closing, and the exchange completed within 180 calendar days. See 1031 exchanges.

Can Omega prepare a deed to add or remove someone from title?

Yes — Omega prepares and records deeds. Because changing title can affect homestead, taxes and an existing mortgage, discuss the goal first; attorneys are on staff. See notary and deed services.

Does Omega National handle commercial closings?

Yes — commercial settlement and title insurance, including entity conveyances and multi-parcel transactions. See commercial closings.

How many offices does Omega National have?

Fifteen across Florida. Each has its own direct line — see the locations page.

How do Realtors open an order?

Send the executed contract to your nearest Omega office, or use the contact form. See for Realtors.

How do lenders obtain vendor-review documentation?

E&O documentation, bonds and the ALTA manual are available on request from any Omega office. See for lenders.


Authoritative sources

This page is general information about Florida title and settlement practice, not legal or tax advice. Omega National Title Agency has attorneys on staff; for advice on your specific transaction, speak to them or to your own counsel.

Send us the contract.

Tell us about the transaction and we'll come back with a figure and a closing date. Fifteen offices, statewide.